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LEVERAGE partner, ADVANTAGE, values the same things we do and cares about doing right by credit unions and their members. Whether it’s safeguarding non-interest income, providing a member-focused overdraft service, or negotiating the very best contract deal with your vendors, ADVANTAGE helps you stay competitive and achieve measurable results with proven solutions.

ADVANTAGE provides comprehensive consulting and in-depth analysis to identify more significant opportunities for your credit union to ensure improved performance.

Benefits for Your Credit Union and Your Members

  • • Complimentary Analysis
  • • Improved Bottom Line
  • • Industry Experts in Your Corner
  • • Enhanced Service Delivery
  • • Optimized Staff Workloads
  • • Ongoing Performance-Monitoring and Support

Their consulting approach sets the ADVANTAGE team apart—they are with you from start to finish, tracking and monitoring results. Every engagement starts with an in-depth analysis of your credit union and your goals. From there, ADVANTAGE creates a customized strategy proposal to get you where you need to be, based on their insight gained from thousands of successful consulting projects and the latest industry best practices.

Comprehensive Overdraft Consulting

ADVANTAGE’s overdraft program is a top-of-the-market solution, complete with effective recommendations, process automation, in-depth data analysis and reporting, ongoing training, and compliance support, including a 100% compliance guarantee. ADVANTAGE’s consultants have the experience of assisting hundreds of credit unions in implementing a successful overdraft strategy that fits their unique goals. ADVANTAGE’s Overdraft Consulting helps your credit union remain competitive by protecting revenue and offering your members an enhanced service that meets their financial needs.

Technology Strategy & Contract Negotiation

With an expert by your side, you can grow your bottom line without slashing budgets, increasing fees, or downgrading services for your members. ADVANTAGE has a 98% success rate in reducing contract expenses for credit unions, including Card Processing, Core Data Processing, Internet Banking, Card Brand, Image Processing, and more. With their market intelligence and experienced negotiators, they will analyze the terms and costs of your contracts line item by line item to identify savings and enhanced service opportunities.

ADVANTAGE Technology Strategy & Contract Negotiation is one of the most effective ways to reduce your expenses to support digital transformation so you can stay ahead of the competition, while offering the best services to your members.

Expertise and Insight for the Best Outcomes

ADVANTAGE is your competitive advantage for saving time and money, minimizing regulatory scrutiny, strengthening, and protecting income, enhancing service delivery, and reducing expenses.

Request your free assessment or learn more about ADVANTAGE’s recent credit union success stories!


A contingency-based service with a 98% success rate for helping banks and credit unions save millions in vendor contract expenses – much more than their vendor’s “best and final” offer. Through our no-cost review and assessment, you’ll discover how your financial institution’s processing and technology service proposals, contracts and agreements rate in the areas of pricing, service and support, terms and conditions, and more.

A regular audit of your vendor contracts, especially if you’ve never had a third-party review, can give you valuable insight into not only significant savings opportunities, but improved contract terms and service upgrades. Also, depending on the type of contract or agreement there may even be increased revenue potential. Overall, for many of our clients getting our expertise provides them great peace of mind when making such important purchase decisions.

Core data processing, debit/credit card processing, ATM maintenance/branch maintenance contracts, EFT network processing, card brand agreements, all telecommunications services (local, wireless, long distance/toll free, internet access, phone system maintenance, etc.), internet banking, item/image processing, armored car agreements, credit reporting for consumer loans, and others upon request.

Typically, contract reviews should start 18-24 months before the contract expires. However depending on the type of contract or agreement it could be as soon as 12-18 months prior to the renewal or expiration date.

To the contrary, ADVANTAGE’s involvement helps preserve the relationships you’ve built with your vendors. As an objective third party, we eliminate the discomfort that can come with directly negotiating costs with your account representative. We bring a highly professional approach to the negotiating process and a valuable knowledge of industry benchmarks, for healthy vendor relationships.

Once we issue a request for proposal (RFP) to a vendor, we give them 30 days to respond. The whole process from start to finish can take about 4-6 months depending on the complexity of the project.

Contact us at or call 855-9EXPERT (855-393-7378) to inquire about a free assesment. From there you’ll be able learn just how much potential savings could be yours with ADVANTAGE. If we aren’t able to find any savings, then there is no fee. At the very minimum you’ll have peace-of-mind knowing that your financial insitution is indeed getting the best deal on your vendor contracts.


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