Optimize Performance, Mitigate Risk, Strengthen Your Credit Union’s Financial Position
McQueen Financial Advisors provides credit unions with expert financial solutions tailored to ensure regulatory compliance, drive sustainable growth, and enhance current financial model monitoring. With deep industry expertise, McQueen Financial Advisors offers specialized services in Asset Liability Management (ALM), Current Expected Credit Loss (CECL) Reporting and Model Validation, and Institutional Bond Portfolio Management.
McQueen Financial Advisors works directly with financial institutions to provide clear, data-driven financial insights. Whether through regularly scheduled reports, interactive dashboards, or direct consultation, McQueen ensures that your credit union’s leadership has access to real-time, actionable financial intelligence, enabling you to make informed decisions with confidence.
Comprehensive Services Tailored for Credit Unions
Asset Liability Management (ALM) Reporting
McQueen Financial Advisor’s ALM services provide in-depth financial modeling, risk assessment, and scenario analysis to help credit unions maintain a strong financial position. Through detailed ALM reports, credit unions gain valuable insights into interest rate risk (IRR), liquidity, and capital management. McQueen also ensures that institutions remain compliant with NCUA regulations and evolving financial standards.
ALM Model Validation
For credit unions experience growth, mergers, or system upgrades, the ALM Model Validation service ensures that financial models remain accurate, effective, and compliant.
The validation process includes:
Delivering a detailed validation report that outlines key findings and recommended enhancements.
Current Expected Credit Loss (CECL) Reporting
McQueen provides a transparent, defensible CECL reporting solution that enables credit unions to accurately estimate lifetime credit losses for loans, held-to-maturity investments, leases, and loan commitments. By analyzing historical loan data, segmenting risk assets, and applying quantitative adjustment factors, McQueen ensures that credit unions comply with CECL standards while maintain a strategic financial outlook.
CECL Model Validation
Credit unions with existing CECL models are offered an independent validation process to verify model accuracy and effectiveness. The validation includes:
McQueen’s validation provides a clear roadmap for CECL compliance and model enhancement.
Institutional Bond Portfolio Management
McQueen provides conflict-free investment portfolio management designed to help credit unions optimize internal bond investments while managing risk. Unlike commission-based brokers, McQueen operates on a fee-based model, ensuring that investment strategies align with your ALM position, liquidity needs, and long-term financial goals. McQueen’s investment advisors deliver ongoing market insights, portfolio adjustments, and risk management strategies to keep you ahead of market changes.
McQueen Financial Advisors understands the unique challenges and regulatory requirements of each credit union, delivering tailored services to be fit your needs and goals. With over 50 years of combined experience in ALM, CECL, and investment management, they bring a deep understanding of the market. A fee-based approach ensures unbiased, transparent guidance, while their clear data-driven insights enhance compliance, optimize risk management, and improve financial position. McQueen provides fast, accessible reporting and strategic recommendations that empower credit unions to make informed decision with confidence.
McQueen’s services are tailored to each credit union’s unique asset size, risk profile, and financial goals. Whether your institution is looking to refine ALM strategies, enhance CECL compliance, or optimize investments, McQueen provides customized insights and solutions.
Best practices recommend performing ALM Model Validations every 12 to 24 months or after significant changes (e.g., mergers, rapid growth, or regulatory shifts). CECL Model Validations should also be performed annually or as needed to ensure compliance and accuracy.
Unlike commission-driven brokers, McQueen Financial Advisors operates on a fee-only basis—meaning all recommendations are made in your credit union’s best interest. McQueen focuses on long-term strategic alignment rather than short-term sales.
Credit unions can connect with LEVERAGE Business Development Consultants at consult@myleverage.com or call 855-9EXPERT (855-939-7378) to learn more and begin the partnership process.
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