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PAR North America, available through LEVERAGE, is the leading nationwide provider of vehicle transition services, supporting credit union growth and success in recreational vehicles, power sports and boats lending and recovery. PAR excels in recovery management, skip tracing, compliance and remarketing, freeing up credit unions to do what they do best – serving their members.

Reducing risk while maximizing returns

PAR North America provides unparalleled nationwide total asset management from start to finish through our essential solutions:

  • Recovery Management: quick and efficient nationwide repossession forwarding through partnerships with 650+ recovery vendors
  • Skip Tracing: a data-driven model utilizing top investigative data and resources to prioritize your assignments
  • Platinum Compliance®: a higher level of compliance with the most stringent
  • Remarketing: proven end-to-end remarketing process led by experienced partners to turn profits for you faster


PAR has a distinct advantage over its competition due to our corporate family connections under the KAR Global umbrella. PAR offers end-to-end solutions to meet your objectives: recover assets, manage cycle times, maximize returns, and reduce risk.

Through the Platinum Compliance® portal, credit union staff have direct access to due diligence and supporting compliance documentation for all recovery vendors, a comprehensive database of state-level requirements impacting recovery vendors, and all PAR and vendor due diligence including insurance certificates, relevant licensing, operational and enterprise policies, and even PAR employee-level compliance data.

PAR equips credit unions with state-of-the-art technology that allows for fast, efficient placement of assignments and utilizes a secure, proprietary VIPR/eVIPR system that is fully integrated with the industry’s largest third-party technology platforms including iRepo/RC and RDN. This ensures that credit unions receive fast, real-time updates, hold/close notifications, repossession reports, condition reports and other associated documents. Accounts are also assigned out with an LPR provider simultaneous with conventional recovery efforts, providing for maximum recovery opportunity.

The Platinum Compliance® self-service portal consolidates all due diligence and compliance documentation into one system—streamlining onerous internal processes for collecting and storing this information. The new system provides the added functionality of comparing compliance documents, reducing administrative work and making customer audits faster and more efficient.

The self-service portal provides credit unions with the flexibility needed to access due diligence and compliance documentation anytime and anywhere—without the assistance of a PAR representative.

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