Established in 1993, Our Mortgage Team is a CUSO that provides affordable and trustworthy mortgage solutions to credit union members throughout the southeast.

Our Mortgage Team helps credit unions provide affordable mortgage solutions to members. By partnering with Our Mortgage Team, credit unions can help their members achieve their home ownership dreams, while also lending more money.

Our Mortgage Team is ideal for credit unions looking to implement a mortgage financing program or for those looking to boost their existing mortgage program and lend more money. Our Mortgage Team can provide a full-service solution from A to Z or provide specific services to credit unions needing to relieve their staff of a heavy burden.

By partnering with Our Mortgage Team, credit unions can offer members a full suite of mortgage solutions without adding staff members. Our Mortgage Team also provides: FREE marketing materials to help credit unions promote the service; staff training; member counseling; bimonthly reporting and cross-selling of the credit union’s products.

Members of partnering credit unions can access a full suite of mortgage solutions with great rates as well as step-by-step guidance throughout the process. Our Mortgage Team Licensed Mortgage Advisors work with each member to find the affordable mortgage solution that best fits their specific situation. And if a member doesn’t qualify for a loan, Our Mortgage Team will provide the member with steps to better their financial situation so they can potentially qualify at a later date.

When partnering with Our Mortgage Team, the credit union does not need to hire or allocate any staff members to handle mortgages. Our Mortgage Team can manage all loan origination, loan fulfillment and loan servicing for member mortgages. The credit union simply promotes the program and passes along any member mortgages inquiries to the Our Mortgage Team’ staff – it’s as easy as that!

Our Mortgage Team offers options when it comes to partnership. Whether a credit union needs a fullservice mortgage solutions partner, or just specific mortgage financing services, Our Mortgage Team can customize the partnership to fit a credit union’s needs.

Our Mortgage Team assumes all compliance and regulatory risks associated with the mortgage program.

Our Mortgage Team manages escrow payments for taxes and insurance and handles all regulatory (HMDA) reporting.