Cooperative Business Services

Cooperative Business Services (CBS) offers commercial lending solutions designed to empower credit unions with strategic growth opportunities. Since its founding in 2003, CBS has built a reputation for providing unparalleled financial solutions, expert risk management, and exceptional customer service, helping credit unions maximize their lending potential and achieve long-term success.

Business Development Solutions

  • • Provide local deal origination with expert commercial loan officers, offering customized support to meet the unique needs of credit unions.
  • • Deliver partnership opportunities through shared business development models and software solutions that enhance operational efficiency.

Lending and Risk Management Services

  • • Supports the preparation and management of commercial real estate loans with commercial loan documentation and Small Business Administration (SBA).
  • • Offers dedicated support for handling delinquencies, insurance claims, asset execution, and recovery strategies.
  • • Provides procedures to help credit unions adopt or develop comprehensive policies and procedures that align with regulatory requirements.

Loan Administration and Compliance

  • • Supporting the preparation and management of SBA, construction, C&I, and commercial real estate loans with commercial loan documentation.
  • • Dedicated support for handling delinquencies, insurance claims, asset execution and recovery strategies.
  • • Procedures to help credit unions adopt or develop comprehensive policies and procedures that align with regulatory requirements.

Key Benefits

  • • Operational Efficiency
  • • Regulatory Compliance
  • • Portfolio Growth
  • • Comprehensive Risk Mitigation

FAQs

CBS provides a wide range of commercial loan products, including SBA, construction, commercial real estate, and C&I loans. Our team works closely with credit unions to customize financing solutions that align with their strategic goals. With a seamless underwriting process, CBS ensures that credit unions can expand their lending capabilities confidently.

CBS offers participation opportunities that allow credit unions to mitigate concentration risks and optimize their loan portfolios. Tailored participation solutions enable institutions to tap into new lending markets while maintaining balanced exposure across various sectors. With CBS’s expertise, credit unions gain access to a network of lending partners and strategic diversification strategies.

Specialized risk management services, including advanced analytics, stress-testing, and detailed reporting are used to help credit unions proactively manage potential risks. Our hands-on approach to portfolio monitoring ensures that institutions stay ahead of regulatory changes and market fluctuations, setting us apart from other service providers.

CBS stands apart by offering a highly personalized approach, combing industry-leading expertise with tailored financial solutions designed to meet the unique needs of each credit union. Our focus on local deal origination, proactive risk management, and a collaborative partnership model allows credit unions to expand their commercial lending operations with confidence.

To partner with CBS, please contact our LEVERAGE team for more information and to begin the partnership process.

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