Stop Card Fraud Before It Happens

Rippleshot helps credit unions move from reactive fraud management to proactive, network-powered protection. Its solutions combine anonymized transaction signals, artificial intelligence, machine learning and human expertise to identify emerging credit and debit card fraud before losses mount.

By drawing insights from fraud activity across thousands of financial institutions, Rippleshot gives credit unions visibility beyond their own portfolios, helping fraud teams detect threats earlier, make informed decisions and better protect their members.

Proactive Protection Powered by Shared Intelligence
Fraud is interconnected. BIN attacks, high-risk merchants, and emerging schemes can spread quickly across institutions and geographic regions. Rippleshot analyzes fraud patterns across its extensive network to identify threats that may not yet be visible within an individual credit union’s transaction data.

Through LEVERAGE, credit unions can access two complementary Rippleshot solutions: Fraud Interceptor and Fraud Intelligence Collective.

Benefits for Your Credit Union

• • Detect high-risk merchants, BIN attacks and emerging fraud trends sooner
• • Stop fraudulent transactions before they reach more cardholders
• • Strengthen investigations with network-wide merchant intelligence
• • Reduce fraud losses, false positives and time-consuming research
• • Make more confident block, alert or no-block decisions
• • Collaborate with vetted fraud professionals in real time
• • Protect member privacy through anonymized intelligence
• • Strengthen existing workflows without adding new software or IT demands

Fraud Interceptor
Identify Emerging Threats. Prevent Losses.

Fraud Interceptor includes access to Rippleshot’s Merchant Intelligence and analyzes anonymized transaction patterns across a broad network of financial institutions to identify high-risk merchants, BIN attacks and emerging fraud trends. These insights help credit unions research suspicious merchants, create proactive blocking rules and stop fraudulent activity before it reaches more cardholders. The solution works within existing rules and workflows, requiring no new software or IT resources, while Rippleshot analysts provide ongoing guidance and support.

Fraud Intelligence Collective
Connect the Dots in Real Time

Fraud Intelligence Collective is an invitation-only, vetted network where fraud professionals can compare activity and exchange intelligence in real time. Like Fraud Interceptor, membership includes access to Rippleshot’s Merchant Intelligence, enabling teams to research suspicious merchants and quickly determine whether fraudulent activity is isolated or affecting institutions across the industry.

Broader Visibility Without Compromising Member Privacy
Rippleshot’s solutions do not require credit unions to share member-level personal information. Fraud Interceptor relies on anonymized transaction signals, while Fraud Intelligence Collective membership is limited to vetted and approved fraud professionals.

Together, these solutions provide the network intelligence, trusted collaboration and expert support credit unions need to prevent losses while protecting member information.